How Money Really Works

How Money Really Works

(dramatic music) (door bangs)
(screams) – Don’t be such a loser! (screams) Thank me later and clean the damn room! How money really works. Five money secrets that will guarantee you to be rich or poor. Money secret number one, and that is money moves to those who are not afraid to talk about it. People ask me all the time, Dan, why do you talk about money all the time? You see, there’s nothing
wrong or evil about money. Money is neutral. Imagine if you enjoyed
talking about basketball. Raptors, NBA, Canadian team, right? If you enjoyed playing basketball
or watching basketball, would you be ashamed to
talk about basketball with your friends, your buddies? No, you wouldn’t. Then why would you be
ashamed talking about money? You see, you have a story
in your mind right now about health, about success, about life and also about money. You have a story in your mind right now and guess who created those stories? Could be your parents,
could be your relatives, could be the people
that you know, you love, your brothers and sisters, your
cousins, it doesn’t matter, but you picked up those
stories from somewhere. Remember when you were a little kid? The horror story, the scary
story, the spooky story, the boogie man hiding in the closet? Someone planted those
thoughts in your mind and someone planted those
thoughts about money in your mind as well. That it’s hard to get money,
that rich people are bad, that you have to do
something bad to make money and it’s one thing to make money and it’s very difficult to keep money and if you make the money
and now you lose it, then you look really, really stupid. This is simply not true. The people who are struggling with money, they’re afraid to talk about money and believe me, they do talk about money. The difference is they argue over money. Do your parents argue over money? Do you argue over money
with your loved one, your spouse, your
boyfriend and girlfriend? I remember one of the few times in my life that I saw my mom cried was
because we ran out of money, so remember money secret number one, money moves to those who are
not afraid to talk about it. (game pings) Money secret number two, money moves to those who love it the most. Money is a lovely thing. It is a statement of
abundance, not scarcity. You see, only people with
money forget about money. Take this moment for example. You don’t think about oxygen, why? Because you have plenty of it. You are breathing in and
you are breathing out. You don’t spend a second
thinking about it, but the minute let’s
say you’re under water, and you’re running out of air, you’re running out of oxygen, guess what? The only thing you can think
about is (inhales) air, oxygen. When you have plenty of something, you don’t have to think about it. It’s very difficult to
not think about money and care about money
when you don’t have any. When you are worried
about paying the bills, when you are worried about
your credit card debt, when you are worried
about paying your rent, you have to think about it. It occupies your mind,
it restricts your ability to do other things and focus
on other areas of your life. You see money gives you
the ability to love, to give, to express yourself, to be more, to do more, to uplift others, so love money, love your family, love yourself, love helping people. There is nothing wrong with that. You can love everything
else including money. Money secret number three, and that is money moves to those who
understand it the most. How much do you understand money? Think of the language
you’re speaking right now. How long did it take you
to learn this language? How many years you spent learning, writing and speaking the language
you’re speaking right now? How much time you spent
learning about computer or the internet? Now the question is, how
much focused education did you get about money
when you were growing up? How much time did you spend
learning about how money works, how to make money, and how
to create wealth as an adult? Do you speak the language of
money, which is accounting? Do you understand these words, words such as retained
earnings, return on investments, depreciation, cost of goods sold, accounts payable, accounts receivable? All these words, that’s what
made up the language of money. If you’re like me, I
basically got zero education growing up when it comes
to how money works. How do you make it, how do you keep it, how do you invest it,
how do you multiply it? I got zero mentoring in all these areas and that’s why, in my High
Ticket Closer program, the seven week intensive,
I spend the first two weeks just educating you how
money actually works. You see, how can you
understand a language, how do you master a language, when you don’t even understand the words? You first have to understand the words, then you can master the language, then you can use the language, but first you have to
understand how money works so you can become a master of money. (calm music) Money secret number four, money goes to those who
know how to circulate it. Now in Chinese, the term
making money (speaks Chinese) it also has a separate meaning, meaning to circulate
money, (speaks Chinese). It’s not just to hold onto it and keep it, and not spend it, it’s to circulate it. You see whenever there’s a
contraction in the economy, what does the government tell you? You go out there and you what? Spend money. Go, spend money, consume. Hire that new employee, go
start that new business, make that investment, go
on that trip, buy that car, they want you to spend because
it keeps money circulating. So money goes to those who
know how to circulate it. In terms of in business, go,
open that new office, expand. That’s how you keep billions, and billions and billions of dollars going and that’s how you create
momentum in the economy. Same thing in sales; a salesperson, a closer
could circulate money because they are making money move. Without them, they would
not have made that sale. That sale would not be there. The goods and services, that transaction would not take place. So money goes to those who
know how to circulate it. Money secret number five and that is, money moves to those who
know how to multiply it. I want you to look at the
richest people in the world. Some of the richest people in the world, they are money managers,
they are investors. Now, why do people throw money at them? Because they know how to multiply money. They know how to generate good
returns for their investors. It’s very simple. Once you know how to multiply money, you don’t have to chase
money, money chases you. I remember back then,
when I was a teenager, when I was asking the bank
to give me a credit card, a credit card for $1000 and
they wouldn’t give that to me. Why? Because back then, I didn’t
know how money works. I didn’t know how to multiply money. They wouldn’t even give me a
credit card, a limit of $1000, and now the banks call me and say Mr Lok, do you need a loan? Do you want to buy a building? Do you want to expand your business? We’re more than happy to give you a huge line of credit, unsecured. Why? Because they know I know
how to multiply money now. So I want you to rate
yourself, comment below, based on these five secrets. Number one, do you talk about money? Number two, do you love money? Number three, do you understand money? Number four, do you know
how to circulate money and number five, do you
know how to multiply money? Give yourself a rating,
zero being horrible, 10 being fantastic. That tells you exactly why
you’re where you are financially and what you need to do to fix it. Now, if you’re like most people, you’ll probably watch this
video and say oh, great, that’s a great idea. I need to work on this, I need
to work on how to circulate, I need to understand money, I
need to do this and all that, but most people they talk about it, they don’t want to do shit about it, but if you actually want
to do something about it, and you want to fix this problem, click the link here or
somewhere here, I can help you. I’ve mentored thousands, and thousands, and thousands of people worldwide, helping them, teaching them skills that are not taught in school, giving them the high income skills so they could learn how money
works, how to circulate it, how to keep it, how to then multiply it. – Hey guys, this is
Douglas from Season Nine. I just had my first
boom, so I feel so good. It was a 50K boom and I
got 5% commission from it. – So the last 90 days I’ve closed $437,000 so I’m very happy for
that, I’m very thankful. – Boom, HTC Family. I just closed 3,600 today for
my new weight loss program. Because of what I learned in HTC, I am able to help someone
change their life around. – So, click the link below
and I’ll see you in class.


  1. Dan Lok says:

    What was your biggest takeaway from

    my video? Comment below.

    Also, you can comment any questions

    you have for me.

    I might feature your question

    in one of my next videos.

    Don’t forget. Like. Comment. And subscribe.

  2. Abdulmalik Umar says:

    Damn the intro was so Bad Ass ? Dan Bond

  3. Consistency Massage says:

    I make money work for me, that way I get more and the more I get the more I invest in it. Whether I lose some or win some, I see money as a game and hope to get more.

  4. Lafastuce L says:

    Hahaha you addicted to the money gun

  5. Windy Manaog says:

    4:18 is it me or I'm seeing thanos' hand armor that holds infinity Stones? ?

  6. charles anthony says:

    I like the opening scene !

  7. Overheat says:

    Is that Thanos Glove??

  8. gaurav kirpalani says:

    Good, better and best. Don't rest until your good is better, and your better is best. 🙂

  9. SlingingMoth 180 says:

    I don't know how I work how do I learn that

  10. Franklin says:

    So I direct the action movie
    Actors; Pena, Lok, Rose
    On a multi action movie
    I got a vision but no Producer ???$$$$

  11. Thierry Mba says:

    Thank you Mr Lok for those precious advices. I now know why I am where I am.. I will go and apply those principles in my daily life.

  12. Sandra Mwanzia says:

    Hello my mentor my best ever and one listen

  13. mark marabe says:

    I always think about money..but gadmmit..i dnt knw how..

  14. koki says:

    best video ever

  15. Zenas Chin says:

    This video is DAN GOOD !!! ?Thanks for making education fun, Dan?

    1. Talk About Money
    2. Love Money
    3. Understand Money
    4. Circulate Money
    5. Multiply Money

  16. Brighton Surface says:


  17. Veronica Perran says:

    Biggest takeaway- Talking about money openly. This was a Taboo in my family. Except for complaining that there was never enough, or when money went missing. Now I've made a conscious decision to master and harness the power of money.

  18. Jerry Amoo-Appau says:

    Talking about money ?: 7/10
    Love money: 6/10
    Understand money ?: 6/10
    Circulating money ?: 8/10
    Multiplying money: 3/10

  19. Tonumaipea Aiolupoteat says:

    Biggest takeaway: Talking about money. My wife and I have argued to the verge of mentioning divorce in the dialogue which in the end we both agreed that's not something either of us wants. So hearing what was said in this video made me think 'I need to change how we talk about money'. I think all five are interconnected. Not understanding money is a core reason we argued a lot. Thank you for this video. Currently watching the video in the link.

  20. Enrique Matienzo says:

    Sifu Dan Lok, I'm ashamed with myself. I realize now that I have not known almost anything about Money. How then could I become prosperous?. I highly appreciate your teaching. Thanks a lot.

  21. William Wu says:

    So when is Dan going to film his own movie?

  22. Samuel Lee says:

    Oh shit Dan is a chow Yun fat fan too! 英雄本事

  23. DARK SIDE says:

    i am near 2 or 3 in these steps

  24. Jitesh Verma says:

    Sifu I would give myself 6 as I just started learning about investing and money I have most of the habits like these but I will start implementing in a very short period of time. Now I spend most of my time in learning and expanding skill sets. Thanks sifu

  25. Dikky Lahari says:

    Fantastic! 10 rating.. This video triggered me on circulate and multiply….

  26. Rohan Oosthuizen says:

    That Infinity Gauntlet though…

  27. TechTopTrends says:

    I watch your videos cause my passion is money i promise after i have saved up i am gonna buy your htc course.

  28. Jhon Devers says:

    I am doing slot better since I started to watching your videos, from o USD to 1000 a week, by now it's good money in my country Dominican Republic

  29. Kings Jefferson says:

    3, just 3 dan, thats my rating

  30. Ancius Herman says:


  31. Razak Mohamed says:

    hahah that hillarious

  32. Igor Hawkingz says:


  33. Ian Ngoh says:

    5:47 why does Dan Lok have the gauntlet but not use it to snap his fingers??????

  34. Jaye Anthony says:

    Asian James Bond, I rock with this

  35. Mat B says:

    Thank you for sharing your knowledge with us.

  36. Gerald Mbuthia says:

    Am at a 2 on the rating.

  37. Marcio J. P. Cardoso says:

    Those guys on YouTube are getting crazier every day hahahahaha great content!

  38. Derick and Summer: Thailand says:


  39. Ludwig Segales Jr. says:

    I appreciate and learn

  40. Jerry Floros says:

    Mr Dan Lok, you are very inspiring and I like your style, always dressed sharp, very impressive.

    You absolutely deserve what you have achieved in life !

  41. Rayson Choo says:

    This is really cool and awesome! Great advices too. Thank you!

  42. Mobeen Ali says:


  43. ALFA ROMEO says:

    Really worth watching

  44. Varsha Mehra says:


  45. EL Shaddai says:

    Thank you Mr. Lok

  46. 罗记油管 luoji says:


  47. Khoa's World says:

    Interesting video Dan, I'm more of a investing and content creating sort of person but would be interested in closing high ticket sales.

  48. Dream Caden says:


  49. Emiliano Corradi says:

    Stupendous video…

  50. Alex C says:

    He is Dan Lok, and he is locked and loaded.

  51. DarKnight says:

    Dan Flexing Hard for 30 seconds

  52. Dream Doer Nation says:

    so cool

  53. Dream Doer Nation says:

    love it

  54. Sho Madai says:

    Thank you DAN LOK……

  55. NEXUS LP says:

    The into tho loll

  56. norman revilla says:

    Wow.. sir Dan lok youre really great

  57. Kwantu Spears says:

    Dan is awesome! Love this guy!

  58. CAR XPERT says:

    Where did you get those money weapons? I want to buy them


    Money is not always working because of we think that our life is not due to money but life circulation is not stop if we are alive money can come behind us we have to save our life if we can save our life we can do any work and earn money each and every man though about earn money but the are only think they do not work So time is not waiting for anybody and it is passing through our life most of people think like that if I have money I have to invest it in somewhere but it is only thought when he start earning many time goes out between thinking and earning So do the work that is the money because of purpose of earning money is overall work for money.that all.

  60. The frustrated Gamer says:

    2/10 coz I love it
    But am learning slowly and changing myself

  61. annie lin says:

    Love Dan Lokerism!

  62. Anym says:

    I am 1 and 2. 3,4, and 5 are things I need to work on.

  63. FATALSHOXX says:

    Yes, Yes, starting to, working on it, working on it.

  64. Nayaan D says:

    Ratung for 1 and 2 would be like 5/10 and 3, 4 & 5 is 0/10. ….

  65. Isaiah Ibigbemi says:

    I Love money just like I love Dan Lok.

  66. Marcos Delgado says:

    Dan lok u need a Cuban helper .. I speak fluent Spanish

  67. Churchill d'Valois says:

    Extremely impressive… Thank God I'm learning these things in my 18s, I should start working on them to solidify my retirement years financial wise

  68. Kendrick Huang says:

    Sifu killing it with those intros

  69. Nik Dean says:

    5 cant multiply money jet learing it?‍♂️ I'm trying to understand it and then, multiply it

  70. Myrna Ribu says:

    1.Talk about money2.,Love the money 3 Understand the money 4.circulate the money 5How to multiply the money.

  71. manoj dewangan says:


  72. Amrit Adhikari says:

    Coolest entry ever ??

  73. Calinescu Alexandru says:

    Intro was a killer, haha. :))

  74. JaisonScarFace says:

    Blessed by the "Money God" ?

  75. LordHollow says:

    Incredible. Thank you, sir.

  76. allured by toya says:

    I love it

  77. Kusi Kwabena says:

    I checked out the training program and i think its just amazing. The interview was also very edu-taining and I'm loking forward to learning more with the upcoming tutorials on such an amazing and lucrative skill 'High ticket closing'.

    I want to however know how this skill could translate into securing sponsorships. 
    I am building a portfolio on helping people and organisations secure sponsorships and I would love to learn how this skill could potentially help.

  78. alessio cicillini says:

    Man!!! I am heterosexual but I gotta tell ya I love you!! Thanks for existing man!! Your words should be written in the Holy Bible!! Everything you say it's mentorship at pure state!! Hope one day to afford being one of your scholar man!!


    When I started watching you, I am investing in Africa and go back and do business, Now in America but investing in Africa.

  80. Yatin Budianto says:

    that's brilliant! sir Dan Lok you are my mentor.

  81. nanna95K says:

    In other words it´s about removing your limiting beleifs and subconcious money blockages.

  82. Yofie Setiawan says:

    I would love to see more acting… We need Asian 007…

  83. Ravi Garg says:

    hollywood wants to know your location dan

  84. Maricel Santiago says:

    What should i do if my husband doesn't help me to grow our money?

  85. Pokepacker says:

    You should make a video on how kids can make money

  86. Juan Camilo Acosta Forero says:

    Won't anybody talk about the beautiful Iron Man suits? The award of having such good habits in terms of money. Very well done Dan Lok

  87. Juan Camilo Acosta Forero says:

    Understanding a new language such as "money language" brings many benefits. I'm not native english speaker (:

  88. jazy akhmet says:

    I love you as my brother as my mentor as my rich dad. Keep it up extraordinary work MR DAN.

  89. KING OF SPADES says:

    Lovely man ?

  90. Adinda Aish Kesuma Dewi says:

    Dan, i had followed ur youtube for 4 months, and im successful eliminated my debts and my credit card which im free and breath on my salary. plus i just started doing saving like u advise. im glad with my achievements. however im just stuck in to multiple or circulate the money to be better. what i understand for now, i need to keep myself equipped with knowledge and skilss so then my boss would increase my increment!

  91. Antigua Paradise Island says:

    Dan that intro, love it

  92. Ethan Clarke says:

    Could you do more videos on starting a business

  93. amira benbellz says:

    I love money?

  94. Michael Pluszek says:

    Great video and content – Thanks for sharing this. Love this: Love money, family and yourself.

  95. Nkosi Rooms says:

    Why do must people set on oooo for there broke meter.Set your broke meter at at least 50k.After that consider yourself dead broke instead of 00.00 in your bank act.No one talks about that.

  96. Παναγιώτης Ζούλης says:

    You can't multiply money. You extract the money from other people.
    Also the value of our money depends on the sociaty We live in

  97. Brandon Carlson says:


  98. gab C says:

    Love that intro ' hilarious
    love how you come across as humble and down to earth
    And also those life size mk7 and mk42
    Your advice is very powerful and smacks you right in the face with no BS
    Like thinking about oxygen only when you need it
    And the fact that a lot of us carry bad mental habits in life because of terrible advice that was planted in us long ago
    Thank you for sharing your knowledge so freely to help others
    You are an great human being ' and i enjoy listening to anything you have to say
    Outstanding hard work Dan

  99. Johnathan Grey says:

    Nice. Golden guns that shoot out cash. Lol. So original. This is a oscar worthy performance by Dan Loc. Benjamin Franklin would be proud. (Lol)

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