Sleepless nights worrying about money. Having to work at a 9-5 that you hate, just that you can get that paycheck at the end of every month. Not being able to afford the best health care for you and your loved ones. Being a slave to an alarm clock in the morning. Having to say no to vacations with your best friends because of financial limitations. Wouldn’t you just want to say f*** you to all these situations? Then I have good news for you. You can! But first … you need a F.U. money. The formal definition of F.U. money is: Any amount of money allowing the infinite perpetuation of wealth necessary to maintain a DESIRED lifestyle, without needing employment or assistance from anyone. In this video, I will present the top five greatest takeaways from the book F.U. money by Dan Lok. All of them will take you one step closer of reaching F.U. money status. If you want to be free to do whatever you want, whenever you want, wherever you want, with whomever you want, for as long as you want, without having to worry about money you need F.U. money So let’s find out how we can get it. Shall we? Take away number 1: Allow yourself to dream: What’s your Hollywood lifestyle like? You can’t hit a targets, which you cannot see. It’s that simple. Therefore Dan Lok suggests that you should make your own so-called F.U.M.T. list. It’s the F.U. money targets list. Allow yourself to drift off into the future, where you have true F.U. money. Perhaps imagine yourself living like a Hollywood movie star. What would your ultimate lifestyle look like? How much would it cost you to live that lifestyle yearly? Now here’s Dan Lok’s own list, which he IS living now, by the way. Luxury condo, $160,000 Leasing 2 sports cars, $36,000 Exotic vacation every quarter of a year, $40,000 52 extravagant meals, at $200 each, $10,400 Dance lessons once every week, $75 each, $3,900 Name brand clothes, $3,000 per month at a $36,000 total Home theater system, $10,000 Maid service $26,000 Lavish Christmas, $20,000 Lavish birthday, also $20,000 Personal chef for 5 meals per week, $30 each, $3,900 in total Personal trainer 3 times a week, $40 each, $7,800 One concert per month, $6,000 Charity, $50,000 52 spa treatments, $100 each, $5,200 Flight lessons and rental, $50,000 Limousine rides, $5,000 Random bills, $50,000 Buy-whatever-I-want-money, $100,000 In total, Dan Lok’s Hollywood lifestyle costs him about $640,000 per year. Now this is a lot of money, but obviously some people manage to spend way more than this. Dan Lok is clear on this point: He wants to pay for freedom of choice and quality, not for prestige. What’s important to notice here is that you probably don’t need as much as you think to live your ultimate lifestyle. As you can see, Dan Lok must work pretty hard to get rid of those $640,000. Alright. Now that we have something to strive for, which hopefully gives us motivation, let’s see what we can do to make this ultimate lifestyle possible. Takeaway number 2: The slow way to F.U. verses the fast way to F.U. There are two proven ways to achieve your F.U. status. There’s the slow way. And there’s the fast way. The slow way is the traditional way: Build a nest egg slowly by saving as much as possible of your monthly salary and putting that money away in a mutual fund. Hopefully, when you’ve retired in, say, 30 to 40 years, you’ve got enough money in this nest egg so that it can support your Hollywood lifestyle for the remaining years of your life. This is the “proven” method that you’ve probably had shoved down your throat by your peers while growing up: your parents, your grandparents, your older siblings, your younger siblings, your teachers, your fill-in teachers, the cashier at the local mall, your occasional cab driver, that guy with the hotdog stand …. The problem with the slow way comes in two forms: 1. It’s slow 2. You lack control First and foremost, the source of your income will always be dependent on an employer. Secondly, you are dependent on a money manager to grow that money for you. Now, HOPEFULLY you won’t get laid off. And HOPEFULLY that money manager doesn’t suck, but why take your chances? When you can go for theeeeeeee … Fast way! The fast way is to build your own automated income vehicle. This vehicle should generate money for you without consuming your time. When it generates the same amount of money as your Hollywood lifestyle from takeaway number 1 costs, you officially have F.U. money. There are multiple vehicles that you can use: Become a savvy investor/trader in the stock market Flip houses and do real estate investments Create your own business It goes without saying I think that Dan Lok prefers the fast way, and specifically the vehicle of creating your own business. So let’s concentrate on that in the remaining takeaways. Takeaway number 3: Focus The number one reason why people don’t make their F.U. money is because they get sucked into the latest money-making schemes, and because they can’t maintain focus. If last month was selling MLM products from Amway, this month is learning a bit about cryptocurrencies, and you’re already thinking about starting a drop shipping business next month, you know what I mean! Getting rich is simple. If you choose creating a business as your vehicle, the secret formula is: Having a great vision, Deliver a ton of value to people, and solve a lot of problems. It’s that simple. The problem is that people don’t like simple! They want the magic pill that will do all the work for them. Therefore, they become opportunity seekers – jumping from one hot money-making scheme to the next. We can see the same pattern in the health industry. Take building a great physique, for example. All you have to do is eat (a proper diet), sleep, gym, repeat it’s that simple, yet people waste so much money on infomercial products, fancy equipment, the latest programs, fat burners – you name it. Just take all the rich people on the Forbes list as an example. I dare you to find a single one of them who’s become rich through some hot money-making scheme. (in fact, please leave a comment if you do) Only you can make yourself rich. No one else will. So when you hear things like: “It’s the opportunity of a lifetime” “This CAN’T fail” “Don’t miss the boat” “I’ll take care of everything for you. Don’t worry!” Avoid it like the plague! You’ll never make a F.U. money jumping from one thing to another. Not even close. Therefore, stay focused. In takeaway number 4 and 5 I will discuss how you should direct that focused energy of yours. Takeaway number 4: The nine characteristics of an ideal business. Before you start to spend your focused energy, make sure you choose an endeavor where the chances of making a few money are as high as possible. Such a business should fulfill the following 9: 1. Do what you love. Doing something only for the money is okay, but it’s short-sighted. Pick a business where you have at least some interest. You’ll be much more competitive that way. 2. Stable, growing long-term demand Pioneers often end up with arrows in their backs. Competition is good. It gives you the best clue you can get – that there’s money to earn in that market. 3. Be portable This allows you to say F.U. to the leech which keeps you tied to a certain location. How does working from the beaches in Bahamas sounds to you? 4. High profit margin Low profit margin means no room for error. You need room for error. 5. Scalability. If there is essentially no difference in effort on your side to sell 100, instead of 10 units of your product, you have a scalable business. Since you strive for an AUTOMATED income vehicle, this is a prerequisite. It allows for you to decouple time spent, and income. 6. Low startup costs If there’s need for co-investors already from the get-go, it just makes the whole startup process much more complicated than necessary. Avoid this, especially as a beginner. 7. Requires little or no staff. Dan Lok prefers contractors over employees, because they cause less hassle. 8. Low overhead. Avoid costs that aren’t directly tied to income. Use affiliates and contractors as much as possible. 9. Money coming in while you sleep If you ever want to be able to achieve freedom you must decouple time spent and income. As mentioned before, most scalable businesses fulfill this. I might be shooting myself in the foot here, but YouTube (and other internet-based businesses) typically fulfills all nine of these. If you decide to start a YouTube channel in the field of investing because of this, just remember who got you started. I’m expecting weekly shoutouts in return. And … should we save 50 percent of your future ad revenue? You’re welcome 🙂 Takeaway number 5: The seven golden rules to internet riches Okay, so we’ve established that an internet based business often fulfills all the characteristics of an ideal business. Naturally, the next step will be to look at what you should prioritize. So here follow the seven golden rules to internet riches. 1. The market comes first If you want to find out where money is being made, look no further than where money is being spent. 2. Create a simple, easy-to-navigate website that sells Your website is not a brochure. It’s a 24/7 virtual salesperson. 3. Build a business, not a moneymaker Don’t focus on quick money deals. Focus on assets – such as customer lists, products and brands. 4. Create multiple income streams in one business, not diversified businesses Serve the needs of one group of people to the greatest extent possible. Avoid jumping from market to market. 5. Leverage the time and resources of others Outsourcing is one of the most powerful tools there is. Think about it. You only have 24 hours a day. But through outsourcing, you can make that seemingly static variable a scalable one. 6. Use your personality to sell. People do business with people they know, like and trust. Someone who’s incredible at this is Mike Tornabene, from the YouTube channel Broscience. What makes a good PWO? I DO! Gnar Pump! What’s in it? Ingredients! With dosages! Now you’re probably asking yourself: “Is this too good to be true?” No. But it is too good to be free. So go to BroSupps.com to buy one. 7. Position your business for automatic growth Automate as much as possible. There’s a lot of inexpensive technology available for running your business, such as automated emails and chat-bots. Here’s a quick summary. Write down your Hollywood lifestyle and determine how much money you must make a year to have true F.U. money. Choose the fast way to wealth, not the slow one. Jumping from one get rich scheme to the next is a surefire way of never getting F.U. money. Don’t make it more complicated than it is! Have a clear vision, deliver tons of value, and stay FOCUSED. Choose a business where the chances of making F.U. money are as high as possible. Follow the seven golden rules to internet riches. Now what do we say to these five situations? Say it with me: F.U. Have a good one.


  1. The Swedish Investor says:

    🧠 Learn more on how to develop money-making habits and a millionaire mindset 🧠

    – Top 5 Takeaways from Think and Grow Rich (by Napoleon Hill): https://bit.ly/2lZMtgv

    – Top 5 Takeaways from The Cashflow Quadrant (by Robert Kiyosaki): https://bit.ly/2k4Gvuc

  2. Chris Invests - Personal Finance Videos says:

    Congratulations on over 5,000 subscribers! I just started my own channel on personal finance and I hope it's as successful as yours. Let me know what you think 🙂

  3. Ray Bands says:

    Seneca said, what is the limit to wealth?
    First to have what is necessary, and secondly to have what is enough!
    The other side of obtaining your Fu money's I have found is as follows:
    #1. You will work twice as hard to maintain the value of your Fu money for the rest of your life!
    #2. You will work three times as hard to profit from your f u money on a regular basis!
    #3. Learn to be poor, so you can afford to be rich!

  4. Ray Bands says:

    + the Swedish investor, greetings I wish to point out that Warren Buffett used a money-making scheme that the Hunt Brothers attempted by cornering the market on Silver in the United States!
    The sequence that mr. Buffett used was a bait and switch where he went out and mortgaged everything he could to buy as much silver as possible then he sold it back to a private interest group that controls most of the Commerce in the world any negotiated with them to be apart of their own private club and he surrendered all of their wealth back to him not the silver but all the Fiat currencies back to them and then use the silver 4 projected profits in the future!
    Please understand in 1980 when silver was selling for $50 3% of the world population owned silver now in 2019 only three tenths of 1% on Silver within the next seven years there will be a high demand for silver!
    In the future within 7 to 10 years silver will be sought after not for what silver can do but for the related contaminants within silver and what those properties can do!
    Also consider this by the year 2030 1 billion Chinese we'll be making annual wage of $60,000 USD equivalent with that many consumers there is much new profit to be made for young entrepreneurs like yourself the sky's the limit but always remember you could always make more money but you can never make any more life suspend your life wisely!

  5. Prashant says:

    Hi Sewdish investor can u make summary on book Tools and Tactics for the Master Day Trader :Battle-author:Velez, Oliver L.; Capra, Greg.

  6. Gradual Improvement says:

    Focus=Follow, one, course, until, successful

  7. umesha Gowda says:

    Don lok os super athor

  8. Ayush Singh says:

    Thank you for making the video, can you share the slide deck or PDF / poster version ?

  9. SibyMammen says:

    What about wealth triangle?

  10. Highway Tv says:

    I check all 9

    Options trader and monthly dividend income

  11. Small Biz Show says:

    Great video and review loved it. Here is a youtube video of my takeaways from the book. https://www.youtube.com/watch?v=f9AeTweuK6Y

  12. Argen Karagulov says:

    Great video

  13. Mr. Free says:

    But how do you make money with high quality content that requires efforts and gets low views? most successful channels are all just useless entertainment

  14. obed wiredu says:

    You sound exactly like Dan Lok
    On this video

  15. Syncme Android says:

    I thought it was James Collins the one who made up the term "F.U. money"

  16. Michel Marques says:

    what a load of crap

  17. Threelly AI says:


  18. Fernanda Souza. K says:

    Great video, I trade with Arthur Winchester. He actually manages my account so I benefit from the earnings of the trade he just cuts out his 20% I work too so my paychecks are equally adding up. I'm thinking of diversifying a bit more into the Stock market. Then real estate. Talk about Account management. I just clocked 31 and I can see that F.U money soon enough.

  19. RJ Gaming says:

    Hey Swedish trader I dont understand how you dont have many subscriber with all these knowledgeable videos man it's amazing! I appreciate your videos and keep at it. One Day I'll be a successful trader I solemnly swear Tho I dont have a mentor but I have your videos!💪

  20. Alvin Gitamondoc Jr. says:

    Lots of thanks man, you're awesome!

  21. Eng Leong Kong says:

    listening to you feels like listening to the holiest priest in the world. words from you felt like it was inspired by the heavens. thank you oh holy one

  22. Sanjeev Kumar says:

    Nice video

  23. James Richardson says:

    Ultimate scam Dan

  24. Maxwell Smart_086 says:

    Getting Rich – OK. #1. Check Patrick Wieland on YT #2. Check "Property Income" on YT #3. Check Franchise Business (not MLM) on YT. NEVER forget – there is NO easy way without a lot of work. No matter what you choose. But YOU can make it. Cheers. 😉

  25. Dev Avenue says:

    Dance lessons one a week!? Hahaha. So not true. Dance is like going to the gym.

  26. A Boy says:

    Sounds exactly like The Millionaire Fastlane book.

  27. KidA Crimson says:

    Dan L's ideal list is utterly vapid. Leasing cars, designer clothes, dance lessons…? GTFOH bro, you are financially retarded, haha

  28. KidA Crimson says:

    5:57 – No one that knows what they are doing hires a "money manager" though..?! That one of the core tenants of the FIRE movement: never, ever hire a financial advisor!!

  29. Stefan Spinu says:

    Does Dan use any medical treatment at all? If so, is he being taken care of for free?

  30. CreedFitness2989 says:

    3:52 Why do you need all that? Even if I was a trillionaire, i would still rather clean, cook, train myself via a free program on bodybuilding.com, go to the cinema on special occasions such as birthdays etc, wear what looks nice-not what the logo says. All these things are a waste.

  31. Unlimited Piss says:

    Luxury condo – 160k. In places like NYC they are 1 mil+ so if you are born there you are screwed

  32. SoulKrusheR says:

    Now what do we say to these five situations? Not today!

  33. Joe Tran says:

    Fool. Up

  34. Rosemarie Ramsingh says:

    Great video! Thanks for the synopsis.

  35. big c pimp daddy says:

    Most of the list at the beginning was the type of shit that makes u poor.

  36. Anjas Jati Kesuma says:

    50% of future income is insanee… 😂
    I'll give you 1 month shout out instead… 🤐

  37. Samir Limar says:

    I have already started reading this book. Honestly reading a book will never make u reach but it will motivate you to look the world differently. Choose a business which u like the most.

  38. Zweihander says:

    Dom "The Brofessor" Mazzeti

  39. Phương Nguyễn Minh says:

    Wonderful material :). I think we can increase the subscriber by translate the language to specific site, by this way your work can touch so much viewer, I can help you for translation if you interested.

  40. YoungEntrepreneur01 Digital Entrepreneur says:

    Dan Lok Lifestyle = Goals !

  41. Midyan Shani says:

    My dream lifestyle costs like 1/4 of his , lol .

  42. Jins Joseph says:

    What a narration! I am addicted to your channel….

  43. Suaso Second says:


  44. Cartoon land a says:

    best youtuber ever seen hats offf to your video making style and revision at the last u r great bro

  45. BeaverOwl says:

    Great Video!

  46. D Wade says:

    Thanks YouTube. The 100 commercials work come on right on time but not the video.

  47. Pradeep V says:

    DAMN GOOD!!!!

  48. aaa says:

    Thank you for that channel!
    I have read some of the books and you've made a great job Summarizing them, really GREAT summaries!

  49. James Penfold says:

    Excellent videos! Well done.

  50. Terrace Apartments says:

    Really that simple??? 7:00 mark…Stay focussed on what..?? examples of what works…might help…lacking examples…started off a bit ok.,.. and then went into the land of vagueee… ..so many videos so few concrete action steps.. the fitness was a good example.. simple.. right? the rich… simple??? IF that was the book then thank you for the summary

  51. El issaoui Azeddine says:

    Great work you do in this channel 👍🏻

  52. Bouzar Yahia says:

    Who else is so excited for the trading to the new trading system


  53. Mango Man says:

    I like your content but this one really dragged, it seemed like you were trying hard to make this vid go for as long as you could.

  54. Jay Mimosa says:

    Amazing… I fuckin L😍VE your chanel 💖🙃 thank you Swedish Investor 💪💯

  55. By Way Of Deception says:

    Summary starts at 15:00

  56. Hung tin fan says:

    Anyone agree FU money is better than the classics Think and Grow rich AND Rich Dad Poor Dad ?

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