Design Your Dream Life Through Passive Income | Alex Szepietowski | TEDxUniversityofYork

Design Your Dream Life Through Passive Income | Alex Szepietowski | TEDxUniversityofYork

Reviewer: Denise RQ The average person in the UK has only an 11-week income
saved in the bank. How much do you have saved? How long could you live for
if your paycheck stopped coming in? Maybe you’ve never thought of that, and it might be a little bit
scary to think about. Today, I’m going to share with you
about passive income, and how to design your dream life through building up
your passive income streams. Designing your dream life
through passive income – that’s a big claim. Wish me luck! Why is passive income important to us? And what is it? In October 2012, I knew absolutely
nothing about passive income. I was here, it’s like you’ve said,
I was at B Block, Derwent uni, and I knew nothing about passive income. I knew how to make income. I knew that you go
and swap your time for money, that’s called active income
or earned income. It’s what you do when you get a job,
and that’s what 99% of us in the world do. The opposite of that
is passive income, or recurring income. It’s where you do the work once, and you continue to get paid recurrently
for very little or no actual work. When your passive income,
the recurring income, exceeds your cost of living – what you spend on food, utilities,
petrol, all that kind of stuff – when your passive income
exceeds your cost of living, then you were financially free. If you happen to lose a job
or not get a paycheck, you can live infinitely forever. Now, why is that important?
So this is a question, get ready for it. Let’s have some audience participation. Can you think of reasons
why your paycheck would stop coming in? You break a leg. Perfect! So you’re sick, or you’re incapacitated,
you can’t swap your time for money. Thank you. Anybody else? You get fired? Fantastic, perfect!
Has anyone been fired in the room? (Laughter) Perfect! Anybody else got any other ones? Yeah. Awesome, that’s a really good point. So your industry changes; that could be a global financial crisis,
or it could be modernization. Things like that Lehman Brothers collapse, or the mining industry, or steel; structural changes that can affect us. That might have nothing to do with
your competency at your job. You might also be
taken over by a new firm. There’s a merger, and there are
two of you at the same job. And you’re made redundant. Or maybe you just fall out of your boss,
and he asked you to trot along your way. It may not actually be
due to your competency whatsoever. That’s not a great position
to be in, is it? If your financial security is effectively
based on circumstance, or things that might
be out of your control. So when I was at uni, I just finished my second year,
I got a first, which was great, in PPE. And I tried… I took a few years to get to uni. I tried banking –
I tried Citigroup in Canary Wharf; I tried accountancy,
I tried law, I tried sales, IT sales, PR; then I’ve tried Proctor & Gamble. I had this long list of proper jobs of what I thought respectable people
go and do these things. I tried working with children. And I enjoyed it,
I didn’t dislike the jobs. I liked the people I was working with, so if you’re watching,
please, don’t think I didn’t. But it didn’t light me up. I couldn’t see myself
spending the next 45 to 50 years; so what is the retirement age now? Is it 65 or 67? What happens when we get to that age now? 75, 80, 100? Who knows! I couldn’t spend the next 50 years
of my life doing this thing. I remember Procter & Gamble; they said to me on my final day,
in Hornbeam Park, Harrogate. They said, “We want to offer you
a job when you finish uni, but we’re not quite sure
if it’s right for you.” And I thought, “Well …,”
you know, I didn’t know how to take that. They said, “Just pop out the room. We’ll bring in the other boss,
and we’ll have a chat.” When I came back in there I was smiling. They were like,
“What are you doing smiling? You know, we sort of saying we don’t
really want to offer you the job.” I said, “No one has ever said that to me.” I thought it in my head. I thought I can’t do this, but I didn’t
know there was an alternative. It took someone else to say it to me, to say, “Do you know what?
They’re right. I can’t do this.” So, as scary as that was, it’s like I’d shut that door,
and now it was like, “Well, let’s start something from fresh;
what can I do?” So I went home that night
and started googling, as any self-respecting person does
when they’re faced with a life crisis: they jump on Google. I started discovering terms
like, ‘how can you be your own boss, ‘ ‘passive income’, ‘wealth creation, ‘
and words I’ve never come across before. I started to read, and I’ve read
about real life case studies, not billionaires or these
incredibly talented people but normal people
who had picked a strategy, there are lots of ways
of bringing in passive income. I chose property, but there are a lot. They said about taking work,
that’s taking action. Is it get-rich-quick overnight? No. If anybody tells you it is, the only way of doing
that is the lottery, right? But it can be get rich fast whatever that is for you:
months, years, it doesn’t take long. Continual sustained action
can get you the results you want. So I read loads of books;
I thought, “Great.” They asked me, “A master like in uni?”
I was like, “I’m reading other stuff.” I went along to these… I chose property, it resonates with me, but as I said, you don’t have
to pick property. I went along to these events
where I met normal people. I remember a guy called Trevor –
a normal guy came across property, boom! He had 30 or 60 other houses,
whatever it was, and I was like, “Well,
if he can do it, I can do it, too.” So I spent my student loan,
and I took out a credit card. I invested in myself to learn
what to do; I invested myself. To cut a long story short,
I started with no money. I had no knowledge
or education in this kind of stuff. Two years later, I had paid off every investor
I borrowed from, own 24 houses, with the portfolio worth 3.5 million quid, and I won a few national awards. That doesn’t mean I’m special at all. I think the biggest thing
I want to get across is anyone can do it; it’s a strategy. If someone happens to get a degree, it doesn’t mean
they’re an absolute legend. They’ve just done what they’ve been told. They’ve rocked up to the classes,
done the homework and got the result, whether it happens to be the first
or 21 or 22, you get a degree. And it’s the same
with wealth creation stuff. Some people are blessed
with natural ability, and that might get them there
a little bit quicker. But anyone can achieve the same results. The reason I wanted
to get into this stuff was because I didn’t like through
I was heading down. Unfortunately, for people in the UK, 60 to 70% of people don’t like their job; 60 to 70% of people don’t like their job. And of that, a third
of them hate their job. So out of 100 people,
whatever it is in this room, 25 people hate their job;
but you don’t have a choice. If you don’t know anything different, you have to go
and swap your time for money. You’ve got bills, you’ve got a mortgage,
you’ve got to look after the children, you don’t have an option. Often, we work so hard in the day,
that we’re knocked at the end of the day, or we don’t have the headspace
to start thinking about other things. I didn’t want to be in that position. The further you are down the line… For you, students out there: this is the perfect time
to take action – now. You’ve got the time
to really check this stuff out because I found
that the older people get, they tend to maybe have
a few more limiting beliefs or barriers. Everyone has the same ability. In fact, older people have more ability,
because they have more life experience, but there might be
other commitments there that block them
in their brain from doing it. That’s the hardest thing need to overcome,
is your limiting beliefs in your head. Passive income from property is one way,
but you can choose network marketing, like Forever Living or Utility Warehouse –
that kind of stuff. You start to sell, you then build up
a team of people selling for you, and eventually, they’re all
making money for you; you’re not doing any work, You’ve got affiliate marketing
where you drive traffic to websites and you make commission off
all the purchases. What else have we got? Owning a business: so you’re not working in a business,
you’re not self-employed. If you are, you’re not
really a business owner, because you’re still swapping
your time for money like a plumber unless they’ve got a firm,
where they oversee it, and people are running out
doing the work for them. You’re still swapping your time for money. You’ve got Amazon
where you can set up a business where you buy products in China
and sell them over here. Obviously, make commission on that;
property is another one there. There are loads of different ways
of you generating passive income. The other thing I want to say is those of you
who’ve got money in the bank, or those of you not in the room
who are watching further down the journey, often, we’re so busy focused
on earning the money, we’re not focused on what to do with it. Albert Einstein calls the compounding effect
the eighth wonder of the world. A little bit of action, if you’re young, a little bit of sensible investment
or making that money work a lot, had a few adds up to something
really special over time. That doesn’t need to be risky,
or it’s going to end in tears. If you’re smart, you can make that money
work really, really hard for you. That’s not just coming
and investing with me, or… No, there are loads
of ways of doing that. In terms of the how-tos, I’m not going to talk today massively
about all the ways you can do it. I’ll put my blog up, sign up to that, and I can send you more about
the how-tos and what’s right for you based on your income,
or where you’re at, or the time you have. But the main thing
I want to get across to you is what happens if you don’t focus on
building up passive income. Your predictable future
is where you are right now. If you’re a student then you’re probably
eying up a job in the future, or if you got a job at the moment –
that’s not going to change. That’s not a problem at all,
not a problem at all. But you may want something different.
Do you want to be working for …? If you love your job, that’s awesome.
Keep doing what you do. That’s fantastic! You love it. And you’re very much
in the minority of doing it. But have the security,
the peace of mind, and the freedom that if your desires change,
or if your circumstances change, then you don’t have to do
that job anymore. If it is not there,
you don’t have to worry. So if you are sick, ill, if you get fired, if your job changes,
or your industry collapses; there’s not a problem. Or if you want
to look after a sick relative. What happens if you do
get your passive income? Now, probably some of you in the room
are thinking a fancy car, a big house, all the material…
A fancy logo on your shirt. And that stuff is cool, right?
It’s fun, and it’s great. For some people,
that means more than others. I think the biggest thing for me is to ask what would you do
with your life if money was no object? If you didn’t have
to swap your time for money, what would you do? Would you travel? Would you go and learn to surf
in Hawaii or do yoga in India? Or go and help an orphanage in Cambodia? What would you do?
What are you passionate about? That’s maybe not something
we ask ourselves a lot because we don’t see
a way to achieve that. For me, my passion is all those things: traveling, helping others,
doing stuff like this. My dream is that all people
will be able to follow their heart; whether that’s a musician,
or an author, or an artist, you can follow what you love
irrespective of the paycheck. You’ve got the financial stuff sorted
by picking one of these strategies, and doing a few hours a week,
compound effect of that. You don’t have to worry
if you’re financially successful. You can follow your heart.
For me, that’s really, really exciting. Stephen Covey has got a great quote,
which is, “Before you climb the ladder make sure it’s leaning up
against the right building.” It’s really interesting. When I was in uni and at school, I had the proper London jobs lined up, or heading down that route. But, and like I said before,
the further up the ladder you get, maybe the more reluctant
you are to step off that. So if you haven’t started it,
if you are a student, now it’s the perfect time for you
to think what it is you want to do. If you are further down the journey,
now is the best time to think about that; it’s not going to be in five or ten years,
you’ve got to think about that stuff now. To summarize today’s talk,
we’ve discussed what passive income is. So, it’s not swapping your time for money, is doing the work
and getting paid forever from it. We discussed why we need it:
to safeguard you in terms of safeguarding you
from the negative stuff, but also giving you the ability
to design a life that you dream of and to choose what you want
to do with your life. For a lot of us, that’s not something
we’ve ever really thought about. It may seem risky,
you may have limiting beliefs. I certainly did. I was 23, I had no money,
I had no experience, I was at uni, I didn’t want a job,
I didn’t know what on earth to do. But with a little bit
of education and action, you can do whatever you want to do,
whatever your limiting belief is – maybe you are too old,
or too young, whatever – put that to one side,
and just seeing the possibility. What could be possible for you if you actually took consistent action
and built up this passive income? Don’t worry about the how,
just think about the what, on what would your life be like if you had 5, 10, 20, 50 grand a month
coming in for very little work. In terms of risk, what’s the risk of you not doing this? What’s the risk of you living your life
doing something that you settled for? Or, if you are doing what you love –
you’re very lucky for that – but what happens if that changes? So, what’s the risk
if you are not taking action? The final thing I want to leave you with
is literally anyone can do this. I’m not special. I know a lot of other people
who’ve achieved the same thing in their different fields;
it’s nothing special. They’ve been lucky enough
to come across this stuff. They read a book called,
“Rich Dad Poor Dad” – which I’d really recommend
all of you guys to do – and they took some action. If you want to learn more
about the ways, the how-to, please check out my blog,
which is just and sign up for that. And I’d love you guys to think about
designing a life that you dream of. Thank you very much for having me.


  1. Donna Woodford says:

    I like the advice to follow your heart's desire. But dreaming is only the first step to manifesting what you really want.

  2. wivvix says:

    The comments indicate there a lot of bitter people a long way up their chosen ladder.

  3. Robin J Steinberg says:

    "Design Your Dream Life", or it will be designed for you.

  4. James Staples V says:

    40 years late for me

  5. mrhat 75 says:

    Overrated. Most people would be better off going into a high paying field and saving 70%+ of their income and retiring off of index funds by 35.

  6. MassDynamic says:

    passive income = other people do the work, you take off some from the top. the other option would be full or near-full automation. in all the options he mentions, none are without some form of risk. without the risk factor, there's no room for profit.

  7. Lesserthannone says:

    Ways to be rich, step one, be rich.

  8. dont say says:

    Sponsored by Szep-Realtors, buy 23 houses and the 24th is for free …. i mean, serious? how low can you go, Tedx?

  9. yan huang says:

    I am glad that not everybody buy properties to earn money . That will make the houses not affordable for the people who really need it .

  10. Mario Torres says:

    There's a lot of negative comments because some people already know about passive income. Problem is he did not specify how he did it. That's where he missed the chance of being interesting. The beauty about passive income is you can share your knowledge without affecting your own earnings. That's where he needed to go after explaining the how.

  11. stephen h says:

    Somebody read the 4 hour work week….

  12. Martin Houston says:

    I genuinely want to be educated on why investment property isn't a cancer within the economy under circumstances like this.

    How can this guy owning 24 properties, like thousands of other investment property buyers, not be a detriment to a market with limited supply in a country troubled by high housing and rental costs that most people are struggling to resolve so they can own their own place?!?!

    He seems like someone giving with one hand and taking with the other in that what he's doing to make his passive income and what he's trying to teach in this talk contradict one another.

  13. Devin Nunn Investment Channel says:

    Great talk, I just did a video on how I make almost $10,000 a month in passive real estate income! Keep up the great work!

  14. David Superdad says:

    I have begun to understand how the methods work but some are risky such as borrowing against your equity when it comes to owning more homes, writing off mortgages, and making your real estate an asset when the tenant pays the mortgage and property tax instead of it being a liability. Dave Ramsey would prefer paying in cash and then renting out the real estate as a debt-free investment.

  15. Hemant parakh says:

    I would like to Count for 240 hours everyday to make a passive Income kindly suggest some suitable scheme

  16. Max Zare says:

    How boring was this Ted!

  17. Tsnowz says:

    johnny depp in the thumbnail

  18. Sheila McCracken says:

    So many negative naysayers out there I would say it’s compared to the 60 to 70% who hate their jobs. Yes his speech was a little primitive however if you’re not doing what he’s doing or doing what you want to be doing then maybe you should listen. As sometimes things serve as gentle reminders, hence, opportunities. Opportunities don’t always come with a big crash bang in a physical form.They generally come as gentle subtle reminders then the real fun begins. As the one gentleman said here entrepreneurs breed entrepreneurs. It’s up to you to break the cycle if you’re not born into entrepreneurism. And I always love what Jim Rohn says, “Listen, Learn, Do, Teach”. Just saying. P.S. if you want to know what the real fun is then start writing it down that’s what he kept asking in the very beginning what is it that you want to do? As that is the big key to success. And that is what I picked up from this talk reminding me what is it I want to do? Sometimes our dreams and visions fade and we need to revive them or some don’t have any dreams or visions at all and need to think about that. That’s where the hard part comes in. Try to write down all of your goals and dreams and you’ll see. If we had more people doing what they love we wouldn’t need these sort of talks.

  19. Lenny King says:

    Thanks for a great video Alex. Its common sense & you are a perfect gentleman!

  20. Mr Brightside says:

    99% of people in the world do NOT have a job. Only about half the population of the UK are employed. In Africa, India, China and other less 'westernised' countries the the percentage is much lower because more people rely on subsistence farming and perhaps only one person in each household has a job where they directly swap their time for money. I know this kid is just young and has little experience but if you are going to present yourself as an expert on a subject it helps if you start with basic facts that are correct.

  21. Mr Brightside says:

    I will save you all 15 minutes…
    1, he couldn't work in a team but tried several internships. Nobody wanted to employ him.
    2, he borrowed some money, bought some property and rented it.
    3, he now has a blog he is promoting
    4, he aint about to get a job as a professional speaker

  22. Born Blazed says:

    If any of you really need money that badly you can use faucets for small amounts of bitcoin at a time. you can also use receipt hog on your phone too make easy money scanning receipts you get from the store after you make a purchase. The Faucet i use can get me at least $10 every month and thats without filling out surveys. Surveys pay well but the big $$$ only looking for certain people. Link for good faucet and receipt hog in my profile

  23. Jo Montanee says:

    For negative comments about the video, FYI, this is a 15 mins talk about how important passive income is and why it is crucial for you to start early. 15 mins of the general ideas you can make passive incomes and how to spend it on your passions, not luxurious life. You whined and complained about the speaker is lack of details on making passive incomes. Guys, if you need details you need to let him "teach" 1 day course! Not 15 mins ted talk! Gee, such whiners and losers.

  24. Khay Phally says:

    Interesting topic, but why he hold paper in his hand?

  25. Kane Odam says:

    The question he asked around 11:40 reminds of an Alan Watts piece that forever changed my perspective. It’s a great question to ponder to get to the root driving factors of your being.

  26. Irene Bisasso Hoem Network says:

    Well said we are busy earning the money and not busy with how we use the money. Investment! I'm working hard to have passive income so that I can have the freedom to spend more quality time with my family and travel to help poor people especial children.

  27. David Buckeridge says:

    "How someone got lucky in the property market, and now has a TEDx talk"

  28. Kiersten Gantz says:

    Around 14:30 he mentions rich dad poor dad. That book is meant to teach you the mentality, the execution is up to you. I’m glad this man is spreading this information.

  29. Borly says:

    6:04 "I spent my student loan and took out a credit card to invest in myself, to learn what to do"
    6:16 "I started with no money, payed back my INVESTORS"

    So not only did you have access to capitol through student loans and credit cards but you had access to wealthy investors? SURE DID START WITH NO MONEY THERE BUDDY, LEMME JUST GO ASK MY GHETTO NEIGHBORS TO INVEST IN MY MULTI LEVEL MARKETING SCHEME!


  30. guangxiao sheng says:

    why do you always look down on the paper?

  31. Celestino Espinola says:

    Learn more about Atomy to get Passive income

  32. Rosita Liwagon says:

    wow..he is inspiring, I also want to build my own business while im young. salary from employment is not enough when the inflation is rising. but having passive income can be a help. and also dreaming big is once in a lifetime so dream it while you're here alive.

    – 20 yrs old woman from Philippines "Maharlika"

  33. Muse Russell23 says:

    The only thing this speaker did was introduce the idea of passive income to people who didnt already know about, and tell them that they can do it. If you already knew about passive income going into this, then he didnt say anything new or informative

  34. Steven Avocado says:

    Sounds like a pyramid scheme.

  35. Alex says:

    This guy is probably the worst speaker I've seen on TED.

  36. Cassiel Ligthman says:

    Remove this video from Ted, this guy talk nothing, just no sense. Remind me Cantinflas, the Mexican comedian.

  37. Tony Nesta says:

    Well congratulations! I'm an educated person and a hard worker in a health care profession and I always scoffed at owning property. I bot my first condominium at 60 years old. I feel good about it and I think this is the first step to achieving my passive income!

  38. Matt C says:

    I ve got 26 houses, but what this kid is claiming is impossible or not as he claims (in my opinion).
    Firstly who is going to put a 23 year old kid into a bridging loan if by his own admission he knows nothing?
    Secondly bridging loans have setup fees and cost at least 3/4 of a percent a month, but probably 1.5% or more to him and you'd have to be in a bridge for at least 6 months, before you could remortgage, you have to service those loans for 6 months (he couldnt even service one at first), and you would, certainly in a young mans case (I know because I did it) have to go to a few lenders to get into a mortgage especially for your first few….the houses have problems, in fact they d need a full refurb to add value, or he s at least having to put walls up if he does HMO s, and you dont start taking money day 1 or month1 for that matter, so how could he possibly get 24 in 2 years and pay back his investors? He d be buying a 145 k house (or at least adding that value) every month for 2 years from day 1, and have everyone paid off at the end of it, this is what you call living in cloud cuckoo land…everyone doesnt pay, sometimes people wreck stuff…I can physically do the work, so I ve saved a lot, you really couldnt have done it otherwise…it takes many years 5-10 to get to that level, taken me 10, and I m stressed looking for the exit, its very hard work managing tenants, he claims anyone can do it, that just isnt true, theres problems you're taking risk, it may not work.
    The only way his story is even possible, would be some kind of "uncle Bob lent me 4 million quid for 2 years with no charge, I took massive risks with his money and it just so happened to pay off" thats the only scenario I'd remotely believe…But what do I know? perhaps I m just a moron…either way he s got the houses now and you can pay to listen to his fantasies and he can buy more.

  39. Momentum Stocks says:

    There is no such thing as passive income….it's a dream. You may have to work occassionally….or a hour each day sometimes but it's NEVER passive

  40. Momentum Stocks says:

    so many companies are really scams…..when they sell you a dream…wake up!

  41. Ven Peddapalli says:

    Don't listen to the guy who can't pronounce Amazon.

  42. Don Ernesto says:

    You said NOTHING!!!!!!

  43. Cazkey Mekam says:

    11 weeks pay in the bank? I'm in the wrong country most people across the pond are one pay check away from being homeless.

  44. WeSpeak says:

    Nobody clapped at the end that's why the video just faded out to nothing.

  45. Alex Antrilli says:

    Great speech!

  46. Ranel Toledo says:

    A sad summary of the four-hour work week.

  47. Joe Kennow says:

    I'm seeing comments like "pyramid Scheme" but all I think is the people who claim it to be a pyramid scheme are the same people who go to their same job where they work under someone and make them money. LOL is that a pyramid scheme LMAO

  48. Brooks A says:

    The title is complete clickbait. Don’t waste your time watching this. He explains nothing, gives no details, this video is worthless.

  49. Ronald A. Arias says:

    problem with buying property is that you need a lot of money to begin with, or get a fair loan and manage it well then risk buying another property renting it out and keep going at it, but its hard to get a down payment anyway and is more of a life investment. In new york you need at least a 50k for a down payment on an average home, I imagine England is just as expensive

  50. Faizah al-Katheri says:

    Follow your heart!

  51. 7lllll says:

    is passive income completely zero sum? it seems to me that any passive income merely moves money around without adding anything of value to the society as a whole

  52. senses six says:

    Question is WHAT IS THE STRATEGY DUDE? wasted my 15 mins in here

  53. stevenw373 says:

    The average person has almost 4 months salary saved lol!! What kind of crack are you smoking guy?? Most people don’t even have 1,000 in their account

  54. FWA TV says:

    He definitely wasn't prepared

  55. Abe Gamb says:

    thankyou man.

  56. mixie6650 says:

    This was a lot of talk about nothing. He doesnt say specifically how to get investors, how to present to investors, or how to spend/reinvest the money from passive income. He goes on the 15 minutes about stuff we already know. Thanks for wasting my morning.

  57. GGR TheMostGodless says:

    If everyone did passive income…. who would work, or spend their cash in YOUR passive income scheme??

  58. jchGARZA says:

    This guy looks like a younger version of Misha Collins / Castiel

  59. angela o says:

    Great job Alex! Great information!

  60. J R says:

    What truly matters,

    How much equity do you have in the 3.5million portfolio?

    How much passive income does the property actually provide you with after all obligations have been met, mortgages, taxes, repairs etc ?

    What’s your risk exposure when the impending property crash comes ? Negative equity is looming or not ?

    Ref: He said he paid off investors, NOT lenders!

    Best Wishes to all seeking financial freedom 😄

  61. Gloria Hester says:

    I got fired at 61 one year from early retirement. Devastating

  62. Julien Hughes says:

    He kind of skipped over all the reasons why I clicked on the video. I already understand the importance of passive income, but what I want to know is how to make that transition from no money to getting into something that makes money work for me. That's what I seem to have trouble with.

  63. Wyld Dingo says:

    Sell the TED brand to universities with lazy students rambling on pithy subjects like making money with real estate. Terrible. Just terrible.

  64. Aashutosh Tiwari says:

    Is it only me or this guy look like Johnny Depp low-key

  65. medp0194 says:

    worst tedtalk ever…… learned nothing….

  66. MegaLorp says:

    The only money he has comes from his blog… Raising audience and traffic creating its own brand image as an influencer… And TEDx is "spreading" its commercial for free.

  67. Horace Debacle says:

    I'm afraid to say this boy is a very obvious bullshitter. Not an iota of substance or credibility to what he says.

  68. Rachit Alimchandani says:

    He did not tell how to do di just laid down the options. Waited 15 min of my life.

  69. Marc Duchamp says:

    So how do you pull money outta your first property? Was never clear on that

  70. funny depression says:


  71. M0rn1n6St4r says:

    "Anyone can do it…" It is very important, however, that not EVERYONE does it. Unless, of course, the landlord of 24 "ok" houses, rents his luxury-home from an even WEALTHIER landlord. 🙂

  72. M0rn1n6St4r says:

    "…requires little, or no work." I don't know whether to pity his tenants, or envy the property managers he employs.

  73. Jen Ox says:

    I got the attitude, I studied and I am passionate… I just don't have the damn money to freaking start the ball rolling…. Now tell me how can I do it….

  74. Nor M says:

    In the middle ages, instead of Passive Income, people used the old English word "rent".

  75. AG chillin bears says:

    Ted talks sh it, that's what it should be called

  76. ADFDGGE says:

    charlatan ? you tell me !

  77. Peter Suwara says:

    He has to manage 24 houses… That is no "passive income"…

  78. victoria quesnel says:

    I enjoyed this video Alex !

  79. Hippo Jet says:

    That is a lead up…i almost fell out. Only to realize it was a real estate play.

  80. John B Sunn says:

    Useless talk…
    Filled with " uhh… Ummm… A… Ummm.. Ee.. "

    Seems like a confused teenager proposing to his first girlfriend.


  81. Christoph Denner says:

    So the most important question was not answered: how was it possible to buy 24 houses in 2 years? Which bank granted loans over millions of pounds to someone in his mid 20ies with no money at all, no job and nothing else aside? Did daddy provide the initial funding, or granddaddy? Any other initial supporter? If not, which bank was crazy enough to give these loans?

  82. R dM says:

    Having spare time because you earn passive income doesn’t mean you’re allowed to make other people loose their precious time with the most useless Ted Talk seen in recent memory.

  83. Beverly Yeager says:

    i just got a legit bank transfer from hilltophackers,wordpress,com

  84. Rendang Cinta Hati Nazia Mustafar says:


    Pernahkah anda membeli UBAT GIGI SERENDAH RM3.80 (Harga pasaran RM8.00) ???
    Anda tak akan dapat di Tesco, Giant, NSK, Lazada, Shoppe atau mana2 kedai diseluruh negara.

    Kami menawarkan pakej perniagaan yg sangat lumayan tanpa risiko.
    ➡Produk laku keras
    ➡Untung lumayan
    ➡Promosi produk keperluan dengan harga kilang
    ➡Modal Hanya Rm 2500
    ➡PERCUMA gelang Magnet Kesihatan Rejuvenator bernilai Rm810
    ➡PERCUMA The One Drop Rm 50
    ➡PERCUMA marketing tools
    ➡PERCUMA program latihan
    ➡PERCUMA program promosi
    ➡ Pendapatan Pasif RM5k – RM10k


    Anda boleh dapatkan balik wang anda jika anda tidak mampu menjual di dalam tempoh 3 bulan

    Hebatkan ???
    Anda tidak akan rugi !!!


    Info lanjut hubungi

  85. Ymphaidien Sutong says:

    worst ted talk ever

  86. denno 90 says:

    there is absolutely no value in this video, what a waste of time

  87. Mason Rice says:

    Yes a little over my head but very necessary to plan for the future.  thanks

  88. Art isComingBack says:

    What about when you get a bum tenant? What about when you join Amgen (network marketing) and you have to sign up strangers to your network by going to Starbucks and trying to sell them introductory kits for $199.99. What about when you go bust? .

  89. Alan Sideen says:

    Hello Alex. I enjoyed your video here. You mentioned that there is 60-70% of people that do not enjoy their work. Here is a story I like to share with you. I got into my car and turned on the radio to listen to some music, the DJ had a story to tell for general interest. " 97 % of people hate their job" he mentioned. Yes, as I listened to this story it took place on my lunch hour while i was in high school, grade 12 in the summer of 1982. Also I like to share another story Alex if I may. After I graduated from school (1982), I went to college for a technical trade. September started off with 30 students. After three months I found this training not to my liking as I wasn't technically oriented mindset. About five years afterwards I met a fellow student that had graduated from this two year training program. Out of 30 students, three graduated, only one of the three stayed in this career. So, out of 30 students, one stayed in as a career. This was in 1982, so you can imagine the ratio not only in this career path but others as well. Whether 60 , 70 or 97% of people do not like their work/ career, that is a lot of people that are not happy in life. So you can also imagine what their home life's are like as well. You spoke well in this video and I look forward to hearing more from you!

  90. Biz P says:

    British edition of Rich Dad, Poor Dad… or maybe not so poor dad, because how otherwise would you own 24 properties in 2 short years and make enough income to live off them?!

  91. Lucas Voltaire says:

    This guy has so many things he wants to say and it's trying to get out all at once,poor guy;He should do this talk again without rushing,like it seems he's doing

  92. Hugo reyes says:


  93. Reza Alam says:

    Some people were probably expecting that the speaker would be spooning them passive income and they will straightaway earning after watching this video.
    So many negative vibes are spreading here.
    Anyway, I think the most of important takeaway from this video is to think how can you create a passive income.

  94. Colin Woodruff says:

    "You can live infinitely forever"
    This quote is why people are so drawn to this movement.

    I am sorry to break it to you. Everything will one day burn and you will live forever, choose wisely.

    God bless 🇺🇸

  95. burnblue says:

    There are spam ads on TED?

  96. jchGARZA says:

    It looks like a younger version of Misha Collins / Castiel

  97. Michael Muturi says:

    You can live infinitely forever, I like this Kid

  98. Mythrïl TSL says:

    True passive income doesn't exist.

  99. Elton Jonathan says:

    Forex trading has been a source of income even though I barely trade by myself.

  100. Cobi Simon says:

    The comments are much more interesting than the video itself

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